Blandford Forum Office
Our core focus is to construct tailor made strategies and solutions based on your individual needs and circumstances to ensure they meet your needs and enhance your life. Independent financial advice can bring clarity and help you make better informed decisions.
Michael James | Adviser Blandford Forum Office
Michael James is an independent financial adviser at Premier Financial Planning Ltd’s Blandford Forum division dedicated to servicing and educating those coming up to and in retirement. Since 1997, Michael has helped hundreds of individuals and families to invest their money wisely and achieve their ideal retirement. He works personally with clients to help them understand their options and construct strategies and solutions tailor-made for their circumstances. Michael accomplishes this through retirement planning, investment management, tax planning and wealth preservation.
Michael’s aim is to build long lasting relationships with each person he takes on as a client, treating each person with equal importance and committing to seeing them on a regular basis to ensure he is providing as much value he can. His open-mindedness and easy personality helps him to relate with people from all walks of life.
Michael lives near Blandford with his wife Kerry and his two children Toby and Lily. Outside of work he loves to play squash and golf as well as the many duties being a dad requires!
Send Michael a message
How can Michael help you?
Some of the core objectives many people have with their capital are:
To get a decent return on the money
To preserve the capital
To avoid paying tax
We use our professional experience and expertise to show you ways that can increase the returns on your savings, with the aim of getting a real (above inflation) return. We advise you to identify the investment options that are right for you, helping to match your specific set of objectives and circumstances to make the most from your capital.
It is time to do something with your pension and with pensions now more flexible and accessible than ever before, there are far more retirement options to choose from. We will help you to understand these options and which option is right for you. We run independent comparisons against your existing pensions, using the whole market, to help you get the very highest level of income from your pension, ensuring you have the most comfortable retirement possible.
It can be hard to think as far forward as retirement, however in a blink of an eye it will be fast approaching and if you haven’t made pension provisions for this it can mean that your standard of living will drop significantly, or you will have to continue to work until a much older age. The sooner you start a pension the easier it is. We will advise you and help you understand which pension is right for you and how that pension should be invested to give you the best return. We will show you what level of income this could provide in retirement and what level of contribution you should make to obtain a certain goal.
Buying a house can be a complicated and drawn-out process. This is not helped by the fact that mortgages can seem more complicated and mortgage lenders having different criteria (which means where one would say no, another could say yes!). We use our independent research software and industry experience to advise you to the very lowest mortgage deal ‘that is more likely to say yes’! Our aim is to save you time, stress and money.
No one likes to think about dying…....
However it is a fact of life and it will come to us all in the end. We want to make sure that if something should happen to you, the ones you leave behind are financially protected. Our aim, using our independent research tools, is to find you the right cover and the lowest possible price to ensure you are covered properly.
How do we provide you with independent advice?
We provide a face-to-face consultation. We take the time in this meeting to understand your needs and help you to understand the options available. Our aims for this meeting is to put you in a more informed position and also for you to get to know us and see how we conduct ourselves.
We will meet at a time convenient to you and come and see you at a location of your choice (usually your home where you have all the information/documents at hand you wish to discuss).
We will talk through your circumstances with you and discuss the topic you are looking for advice on to get a better idea of what you need. If further information and research is required we will do this for you and book a second meeting to talk this through.
We never believe in pressuring clients; just providing open, honest, robust advice and you have no obligation to use our services. We only take on clients that we can add value to and want to form that relationship with us.
Once we have taken you on as a client we will keep in contact with you. The regularity of this will depend on the type of advice you need from us. However we will be on hand whenever you need us.
If you are looking for independent advice on:
- Retirement Options
- Life Assurance
Then simply request a free consultation with Michael by filling in the short form. He will then be in contact shortly to discuss things further with you.
Mike put a great deal of time and work into making sure that I had all the right financial plans in place for myself, and my family. He came out to my home on several occasions, and even to my workplace too - nothing was too much effort for him. I would happily recommend him to others.”
Mr Moores, Shaftesbury
I first met Mike a few years ago now. My brother was a client of his and suggested that I should get in touch. I am so glad that I did and I should have done it years ago. By my own admission, I don’t find financial matters the easiest to get on with. But now Mike has created an investment portfolio for me that I can monitor on-line and which pays me some income each month too. He comes to see me regularly and keeps me updated – and speaks with me about my portfolio in such a way that is easy to understand.
Mrs B, Poole.
I had taken advice on my pensions originally, but had not looked at them for years since. I asked Mike to take a look and he created a new pension solution for me, which has made things so much easier for me. He keeps me informed of any changes and lets me know what is going on – so I am really glad that I took his advice. I have since put him in touch with my mother and he has gone on to help with her finances too.
Mr H, Child Okeford.