Why would I need to remortgage?
You could be paying over the odds with your current lender and by taking independent advice your adviser will assess both your existing provider and that of mortgages across the entire market to find you the lowest cost mortgage and help you save time and money.
When should I remortgage?
Should you look at remortgaging just before your existing deal expires, or should you be looking at it a few months beforehand? An adviser will help guide and advise you to understand when you should be remortgaging to help you get locked into the right deals and ensure that you don’t pay higher rates by not getting remortgaged in time.
To discuss it with your local adviser get in touch
Can I borrow more?
Many people use the time to remortgage to borrow additional funds on the mortgage either to release some equity to make some home improvements, or to consolidate debts onto the mortgage to help ease the financial burden of their monthly payments. Your lender will treat this like a new application, so will run a full financial assessment on you.
Our independent mortgage experts will assess ‘who’ will lend you the amount you require, and which lender will provide the lowest cost mortgage. They will take into account the whole market, including your existing provider to ensure that you have the lowest cost option.
To discover how much you could borrow, use our quick online borrowing assessment tool
Contact your local mortgage adviser
We have offices across the South of England ready to help you understand your options and guide and advise you with your remortgage. Contact our mortgage advisers today to find out more and discuss your needs.