Our core focus is to construct tailor made strategies and solutions based on your individual needs and circumstances to ensure they meet your needs and enhance your life.
Paul Duncalf | Adviser Christchurch Office
Paul Duncalf is an independent financial adviser at Premier Financial Planning Ltd’s Christchurch division dedicated to servicing and educating those coming up to and in retirement. Paul has worked in financial services since 2003 and has specialised in providing investment/wealth planning, retirement advice and inheritance tax planning to hundreds of clients and helping them to reach their goals. Paul accomplishes this through retirement planning, investment management, trust planning, tax planning and wealth preservation.
Paul believes in fully understanding a client’s needs and objectives first and foremost before deciding on a course of action. Using detailed analysis and deliberate action, he ensures that clients are looked after and the strategies and solutions put in place fit their requirements.
Paul lives in Southbourne with his wife Claire and his two daughters Abbie and Mae. He enjoys spending time with his family down on the beach and keeps fit by cycling and walking.
Send Paul a message
How can Paul help you?
Some of the core objectives many people have with their capital are:
To get a decent return on the money
To preserve the capital
To avoid paying tax
We use our professional experience and expertise to show you ways that can increase the returns on your savings, with the aim of getting a real (above inflation) return. We advise you to identify the investment options that are right for you, helping to match your specific set of objectives and circumstances to make the most from your capital.
It is time to do something with your pension and with pensions now more flexible and accessible than ever before, there are far more retirement options to choose from. We will help you to understand these options and which option is right for you. We run independent comparisons against your existing pensions, using the whole market, to help you get the very highest level of income from your pension, ensuring you have the most comfortable retirement possible.
It can be hard to think as far forward as retirement, however in a blink of an eye it will be fast approaching and if you haven’t made pension provisions for this it can mean that your standard of living will drop significantly, or you will have to continue to work until a much older age. The sooner you start a pension the easier it is. We will advise you and help you understand which pension is right for you and how that pension should be invested to give you the best return. We will show you what level of income this could provide in retirement and what level of contribution you should make to obtain a certain goal.
Buying a house can be a complicated and drawn-out process. This is not helped by the fact that mortgages can seem more complicated and mortgage lenders having different criteria (which means where one would say no, another could say yes!). We use our independent research software and industry experience to advise you to the very lowest mortgage deal ‘that is more likely to say yes’! Our aim is to save you time, stress and money.
No one likes to think about dying…....
However it is a fact of life and it will come to us all in the end. We want to make sure that if something should happen to you, the ones you leave behind are financially protected. Our aim, using our independent research tools, is to find you the right cover and the lowest possible price to ensure you are covered properly.
How do we provide you with independent advice?
We provide a face-to-face consultation. We take the time in this meeting to understand your needs and help you to understand the options available. Our aims for this meeting is to put you in a more informed position and also for you to get to know us and see how we conduct ourselves.
We will meet at a time convenient to you and come and see you at a location of your choice (usually your home where you have all the information/documents at hand you wish to discuss).
We will talk through your circumstances with you and discuss the topic you are looking for advice on to get a better idea of what you need. If further information and research is required we will do this for you and book a second meeting to talk this through.
We never believe in pressuring clients; just providing open, honest, robust advice and you have no obligation to use our services. We only take on clients that we can add value to and want to form that relationship with us.
Once we have taken you on as a client we will keep in contact with you. The regularity of this will depend on the type of advice you need from us. However we will be on hand whenever you need us.
If you are looking for independent advice on:
- Retirement Options
- Life Assurance
Then simply request a free consultation with Paul by filling in the short form. He will then be in contact shortly to discuss things further with you.
Paul was extremely professional in finding out what our priorities were, explaining all of the options available to us and then advised us on the best solutions to meet our needs. We are confident that we now have the right plans in place to protect our futures whilst paying a very competitive price to achieve this.”
Mr & Mrs Dymott
Since using Paul Duncalf to manage our financial affairs we have been able to relax and know that our money is working both to ensure we benefit from the investments we have made and our investments are now fully tax efficient. We no longer have to worry about our finances knowing that Paul will contact us if there is any need to discuss issues and knowing that we will get a detailed and clear report to show how our investments are doing. The report is a clear indicator of where our money is invested and how much we have available. We don't even have to go anywhere to meet with Paul as he comes to our home.
Kind Regards Trish and Ron
My wife and I have used Paul as our financial adviser for several years and over this time he has constructed and managed a portfolio of investments to provide an additional income to our pensions and protect our estate from any potential inheritance tax liabilities.
Paul is extremely confident in all financial matters, in particular relating to tax, death duties and where to invest money to obtain growth of capital. At the same time Paul gives good advice on risks involved with investments and has helped with guidance on a sensible platform to suit our needs. He has also kept a level headed approach to ensure enough cash is available for unseen eventualities and future expenditure.
Paul’s advice has led to an enhancement in our financial portfolio and we are able to view our portfolio whenever we want to with the aid of computerised technology which has been well demonstrated to us and gives us more confidence.
Paul is readily available when advice is needed and this is given in a very friendly manor.
Roger and Daphne - Highcliffe, Dorset