Exeter Office – 01392 758950
Our core focus is to construct tailor made strategies and solutions based on your individual needs and circumstances to ensure they meet your needs and enhance your life.
James Dalgleish DipFA HND Certs CII (MP & ER) | Investment & Pension Adviser
James Dalgleish is an independent financial adviser at Premier Financial Planning Ltd’s Exeter division dedicated to servicing and educating those coming up to and in retirement.
He has worked in financial services since 1999 and over that time has helped and advised hundreds of individuals and families to invest wisely, save for retirement and preserve their capital.
James accomplishes this through retirement planning, investment management, tax planning and wealth preservation.
James has built a reputation with clients for being able to explain financial complexity in terms that are simple to understand. He works 1-to-1 with clients and seeks to build longstanding relationships with them.
James lives in Pinhoe with his partner Emma and his young daughter Maisie. He plays Football and Korfball to keep fit and since finishing as a local Special Constable he has been enjoying helping the Exeter Chiefs as a Steward on match days.
Richard Dalgleish CeMAP & Cert RBCB | Mortgage & Protection Adviser
Richard is an Independent Mortgage & Protection Adviser based in our Exeter Office.
He is an approachable, honest person that will always do the best for his customers.
He can help you find the right mortgage and will make sure that your family and property are protected in the ways that you want and need.
He has worked in the industry since 2009 and has built up such a great rapport with all his customers that they come back time and time again.
Richard lives in Cranbrook, Exeter with his wife Nicola and 2 young children Toby & Olivia. He spends his leisure time on days out with the family and relaxes with regular swimming.
Send James a message
Send Richard a message
How can James and Richard help you?
Some of the core objectives many people have with their capital are:
To get a decent return on the money
To preserve the capital
To avoid paying tax
We use our professional experience and expertise to show you ways that can increase the returns on your savings, with the aim of getting a real (above inflation) return. We advise you to identify the investment options that are right for you, helping to match your specific set of objectives and circumstances to make the most from your capital.
It is time to do something with your pension and with pensions now more flexible and accessible than ever before, there are far more retirement options to choose from. We will help you to understand these options and which option is right for you. We run independent comparisons against your existing pensions, using the whole market, to help you get the very highest level of income from your pension, ensuring you have the most comfortable retirement possible.
It can be hard to think as far forward as retirement, however in a blink of an eye it will be fast approaching and if you haven’t made pension provisions for this it can mean that your standard of living will drop significantly, or you will have to continue to work until a much older age. The sooner you start a pension the easier it is. We will advise you and help you understand which pension is right for you and how that pension should be invested to give you the best return. We will show you what level of income this could provide in retirement and what level of contribution you should make to obtain a certain goal.
Buying a house can be a complicated and drawn-out process. This is not helped by the fact that mortgages can seem more complicated and mortgage lenders having different criteria (which means where one would say no, another could say yes!). We use our independent research software and industry experience to advise you to the very lowest mortgage deal ‘that is more likely to say yes’! Our aim is to save you time, stress and money.
No one likes to think about dying…....
However it is a fact of life and it will come to us all in the end. We want to make sure that if something should happen to you, the ones you leave behind are financially protected. Our aim, using our independent research tools, is to find you the right cover and the lowest possible price to ensure you are covered properly.
How do we provide you with independent advice?
We provide a face-to-face consultation. We take the time in this meeting to understand your needs and help you to understand the options available. Our aims for this meeting is to put you in a more informed position and also for you to get to know us and see how we conduct ourselves.
We will meet at a time convenient to you and come and see you at a location of your choice (usually your home where you have all the information/documents at hand you wish to discuss).
We will talk through your circumstances with you and discuss the topic you are looking for advice on to get a better idea of what you need. If further information and research is required we will do this for you and book a second meeting to talk this through.
We never believe in pressuring clients; just providing open, honest, robust advice and you have no obligation to use our services. We only take on clients that we can add value to and want to form that relationship with us.
Once we have taken you on as a client we will keep in contact with you. The regularity of this will depend on the type of advice you need from us. However we will be on hand whenever you need us.
If you are looking for independent advice on:
- Retirement Options
- Life Assurance
Then simply request a free consultation with James by filling in the short form. He will then be in contact shortly to discuss things further with you.
I recently used James to help sort out some life insurance cover for my wife and myself as I just had a change in my circumstances. He was very professional made everything very easy to understand. We sorted out a home visit when I was free and I was impressed with his knowledge and research into my case. As a result I now have better cover for less than I was paying before so very happy and would happily recommend him. Have already booked in another meeting to set up my new pension when my business develops later in the year!”
Mr & Mrs Stewart
Recently used James from Premier Financial to remortgage and review our current protection. The service we have received has been fantastic. Very thorough, timely and with our needs firmly in mind. We managed to get cover that better suited our family's needs at a better price and saved money on our mortgage payments while having a safe guard in case the rates increase. I would most definitely use them again"
Mr & Mrs D Fawkes - Silverton